{"id":2795,"date":"2019-06-25T14:42:00","date_gmt":"2019-06-25T04:42:00","guid":{"rendered":"https:\/\/saige.com.au\/?p=2795"},"modified":"2021-08-02T18:57:48","modified_gmt":"2021-08-02T08:57:48","slug":"a-risk-management-reminder","status":"publish","type":"post","link":"https:\/\/saige.com.au\/individual\/financial-planning\/a-risk-management-reminder\/","title":{"rendered":"A Risk Management Reminder"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2795\" class=\"elementor elementor-2795\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3699cfd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3699cfd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f153509\" data-id=\"f153509\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e3bf78 elementor-widget elementor-widget-text-editor\" data-id=\"0e3bf78\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>A lot can happen in a week. I\u2019ve gone from riding a BMW 1200 motor cycle to a mobility scooter (but only for the next 12 weeks) after a very low speed incident off-road which resulted in the bike landing on top of me.<\/p><p>I broke its fall but it broke my ankle.<\/p><p>Fortunately, the \u2018risk management\u2019 procedures were in place. I was wearing all the right safety equipment and I was riding with friends who helped get me back to civilisation and into hospital. These procedures stopped things from being a lot worse.<\/p><p>A timely reminder that when planning for our future, we also need to look at \u2018what can go wrong?\u2019 Unlikely things can and do happen and while there is a cost for this protection (boots and riding gear are expensive) without them I may not have a foot. I\u2019ve been riding bikes for 40 years and this is my first injury. The Aussie attitude of \u2018she\u2019ll be right\u2019 or \u2018I\u2019m healthy\u2019 is fine \u2013 until it isn\u2019t! It might be a good time to have a chat to review your current family insurance and what the effect would be if something unexpected happened.<\/p><p>The other big news this week are the election results. Everyone from political commentators, pollsters, to bookies got it wrong. Whether you think this is good or bad news, what is clear now is that everyone is going to claim their agenda is the reason for this outcome! Look out for the spin.<\/p><p>The new PM however, does now have clear air and three years to develop some policies and a strong narrative. Business has been crying out for policy certainty and direction and hopefully this can now take place.<\/p><p>Economic growth underlies the Coalition&#8217;s modelling expectations and their plans to get the country \u2018back on track\u2019. Current growth shows however this may be overly optimistic with lots of domestic challenges and significant global headwinds added to the mix.<\/p><p>From a strategy and planning perspective, we at least have some direction and know what the rules are and where the goal posts are located. We can confidently work with clients to help provide solutions as the family trust, superannuation, company and taxation rules are known. At least until the next budget!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>A recent motorbike accident is a timely reminder that risk management is key to ensuring your financial security is protected.<\/p>\n","protected":false},"author":5,"featured_media":2817,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[8],"tags":[14],"_links":{"self":[{"href":"https:\/\/saige.com.au\/wp-json\/wp\/v2\/posts\/2795"}],"collection":[{"href":"https:\/\/saige.com.au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/saige.com.au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/saige.com.au\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/saige.com.au\/wp-json\/wp\/v2\/comments?post=2795"}],"version-history":[{"count":0,"href":"https:\/\/saige.com.au\/wp-json\/wp\/v2\/posts\/2795\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/saige.com.au\/wp-json\/wp\/v2\/media\/2817"}],"wp:attachment":[{"href":"https:\/\/saige.com.au\/wp-json\/wp\/v2\/media?parent=2795"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/saige.com.au\/wp-json\/wp\/v2\/categories?post=2795"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/saige.com.au\/wp-json\/wp\/v2\/tags?post=2795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}